#1 · 4.8
MyLovely.ai
Best free-to-start overall: usable Starter chat, then Premium Plus for more media. Read the HIBP caveat first.
- Score
- 4.8/5
- Price
- Free; Premium Plus from $6/mo annual
- Free tier
- Yes
- Strength
- all-in-one free start
No credit card · 18+
Free AI Girlfriend Apps No Credit Card
Updated 10 Sep 2026 · Free-to-start honesty · MyLovely #1 · Veridia cited unscored
Top recommendation · free-to-start
MyLovely.ai — best free-to-start overall
Forever-free Starter with a usable chat path, plus Premium Plus when you want more media depth. Pricing checked 6 Sep 2026 (Premium Plus from $6/mo annual / $19.99/mo monthly). Accept the April 2026 HIBP breach context before you pay — details on the full MyLovely review.
Affiliate link - we may earn a commission at no extra cost to you. Disclosure
4.8
/5
Try free ◆
What “free” means on Compass
Free = start without a card. Media, voice, and unlimited generation usually paywall. Untested “everything free” brands from other blogs are not ranked here.
| Platform | Free without card? | What free gets you (honest) | When you pay |
|---|---|---|---|
| MyLovely.ai | Yes — Starter | Usable chat path; confirm live limits | Premium Plus from $6/mo annual / $19.99/mo monthly (6 Sep 2026) |
| OurDream AI | Limited | Try before Premium | $19.99/mo · ~$9.99/mo annual (9 Sep 2026) |
| Kupid AI | Yes | Beginner free tier | from ~$9.99/mo class |
| Candy AI | Limited | Restricted free | Premium from $13.99/mo (9 Sep 2026) |
Not on this ranked free list: platforms that require a card for any trial, or untested “everything free” brands from other blogs (including Veridia — no Compass score).
Ranked free-to-start picks
Each pick includes the current score, starting price, free-tier label, and a direct path to the full review.
| Rank | Platform | Score | Best for | Starting price | Free tier | Action |
|---|---|---|---|---|---|---|
| #1 | MyLovely.ai | Best free-to-start overall | Free; Premium Plus from $6/mo annual (6 Sep 2026) | Yes | Try free ◆ | |
| #2 | OurDream AI | Blank-canvas + limited free | $19.99/mo · ~$9.99/mo annual (9 Sep 2026) | Limited | Try limited free ◆ | |
| #3 | Kupid AI | Beginner free tier | from ~$9.99/mo class | Yes | Try free ◆ | |
| #4 | Candy AI | Roster + voice (limited free) | Premium from $13.99/mo (9 Sep 2026) | Limited | Try limited free ◆ | |
| #5 | Bonbon.ai | Free-to-try NSFW chat + media | Free to try; Premium from $9.99–$19.99/mo (7 Sep 2026) | Yes (try) | Try Bonbon ◆ |
Short verdicts
Use these cards to decide which full review deserves your time first.
#2 · 4.6
OurDream AI
Limited free path into a blank-canvas companion with a large user base. Paid Premium is $19.99/mo monthly.
- Score
- 4.6/5
- Price
- $19.99/mo · ~$9.99 annual (9 Sep)
- Free tier
- Limited
- Strength
- canvas + free try
#3 · 4.0
Kupid AI
Beginner-friendly free tier and simple onboarding for first-time users.
- Score
- 4.0/5
- Price
- from ~$9.99/mo class
- Free tier
- Yes
- Strength
- easy free start
#4 · 4.7
Candy AI
Limited free entry into the widest roster + voice feature set we tested.
- Score
- 4.7/5
- Price
- Premium from $13.99/mo (9 Sep)
- Free tier
- Limited
- Strength
- roster, voice, images
#5 · 4.5
Bonbon.ai
Free to try NSFW chat + media; mid-pack 4.5. MyLovely remains #1 all-in-one.
- Score
- 4.5/5
- Price
- Free to try; Premium from $9.99–$19.99/mo
- Free tier
- Yes (try)
- Strength
- free-to-try media
Testing notes
How this guide was assembled
Only Compass-tested free-to-start companions are ranked. “Everything free” listicle winners without a scored review (e.g. Veridia) are cited as SERP context only.
Protocol14 days
Prompt set30 prompts
Sep price checks6–9 Sep 2026
Updated10 Sep 2026
- Hands-on review data
- Honest free-tier limits
- No invented Veridia score
- Affiliate disclosures on CTAs
Guide questions
MyLovely.ai (4.8/5) is our best free-to-start overall — forever-free Starter with meaningful chat; Premium Plus when you want more. Also free/limited without card: OurDream, Kupid, Candy.
Marketing pages claim that. On Compass, treat “free” as start without a card — media/voice usually paywall. MyLovely Starter is our best free-to-start product pick.
No scored Compass review. We don’t invent free-tier winners from other sites’ listicles. Veridia appears in SERP listicles for this query as market context only.
Verified reviews use the same Companion Compass rubric: conversation quality, image and video tools, customization, value, and privacy. Only tested free-to-start companions are ranked.
Yes. The ranked table is a shortcut, but the full reviews explain pricing details, testing notes, strengths, weaknesses, privacy context, and who should avoid each platform.